Personal injury law assists an individual who has been harmed through another person’s negligence or malicious conduct. However, not everyone comprehends how this process formally occurs. Many myths surrounding personal injury claims that people do not understand discourage them from seeking help from Dolan Dobrinsky Rosenblum Bluestein when they need it. Here are these common myths and the truth.
Biggest Myths About Personal Injury Claims
Myth 1: The First Offer From the Insurance Company Is Final
Some people even believe that the primary cash offered by an insurance company is the maximum they can expect to receive. This is not true. Insurance companies frequently start with a very small payout.
As a result, they want you to accept it well so that they can ‘dispose of’ your case. This first offer is always much lower than what you should be getting. There is no one better to turn to than a personal lawyer; he or she will be able to determine the actual worth of the claim and urge the insurance company to boost the compensation money.
Myth 2: Small Injuries Can Be Dealt Without Any Lawyer
In this case, you may not believe any lawyer will want to discuss your situation or that there is any validation you need in this area of the law. However, once again, even minor injuries can develop into more severe ones later on. For instance, a neck ache such as whiplash may cause chronic pain in the future. If you talk to a lawyer, you can have a professional opinion on your case and make sure that you get the compensation you need, even if your case initially seems minor.
Myth 3: Insurance Companies Are With You, Always!
You will be amazed that insurance firms may appear so friendly whenever you discuss your issues with them. Sometimes, they say, “We are here for you” or “We support you.” However, they are primarily motivated to do it to make a quick buck. They wish to resolve your case in the lowest amount possible. A lawyer is retained to work for you, and he or she is not affiliated with the insurance company. They can help you receive fair treatment.
Myth 4: Lawyers Make Cases Take Too Long
Some people have the mindset that it is resolved to believe that the moment they have a lawyer, it will take ages for them to get over with the case. Certainly, going to court may take longer than accepting a fast cash offer. Insurance companies often try to pay quickly. But their offer is usually too low. It may not cover all your costs. A lawyer can help. They will check how much your injury will cost now and in the future.
Myth 5: Filing any Claim Can Hurt the Wrong-doing Person
Some people feel bad about filing a claim. This often occurs when the accident involves a friend or family member. They worry that the person will have to pay the money themselves.
But this is not true. Most of the time, the insurance company pays the settlement. Your claim will not hurt the at-fault person financially. So, don’t hesitate to file a claim. It is your right to fetch all the help possible.
Why You Need a Lawyer
A personal injury lawyer can help you out in multiple ways like below:
- Calculate your costs: They calculate all your expenses, including medical expenses, missed earnings, and anticipated future costs.
- Negotiate for you: They also talk to the insurance company for you.
- Build your case: They collect proof to show how the injury affected your life.
With a lawyer, you can get the money you need better.
Final Words
An accident can change your life. Don’t let fear or myths stop you from getting help. A personal injury lawyer will also narrate the various options you have to deal with. They can deal with the insurance company and fight for fair compensation.